The Medical Insurance Program for the Self-employeds and for the Government and Private School Employees were merged since 1998. 10. 1. and National Medical Insurance Corporation was founded.
They designed nationwide-unified contribution scheme to get the equity and efficiency.
Though newly designed contribution scheme seems to be slightly better than the previous one, still I can find some serious problems.
First, most of the income to be used are estimated income, not real one.
Second, the contribution on the taxable income is seriously income regressive, that is, the contribution rate for the low-level group is far higher than that of the high income group.
Third, new contribution scheme heavily depends on the property, rather than the income.
Fourth, I worry about the financial instability for the merged medical insurance program.
In conclusion, since finding the accurate income for the self-employeds is essential for many aspects. I propose complete income study for the people, at least self-employeds.
|